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My policy started
on/before 26th May 2025

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My policy started
on/after 27th May 2025

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GJW Direct has transferred from Munich Re Specialty Insurance (UK) Limited to Ripe Insurance Services Limited. Policies continue to be underwritten by Munich Re Syndicate Limited, and your customer service team remains unchanged.

Existing policies that started before 27th May 2025 will continue to be managed by Munich Re Specialty Insurance (UK) Limited until their expiry. All products remain subject to exclusions and limitations as outlined in the relevant policy wording and documents.